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| Description of Service(s): | |||||||||||||||
EXPERTISE — Financial Institution, Banking & Real Estate · Mortgage loans · Lenders Liability · Operations · Construction loans · Loan documentation · Check processing · Real Estate loans · Loan participations · Fraud · Business loans · Policies & procedures · Fiduciary duties · Consumer loans · Letters of credit · Deposit Accounts · Commercial loans · Fraud · Director duties · SBA loans · Lease lending · D & O conduct QUALIFICATIONS · 33+ yrs management experience in all areas of financial institutions and mortgage operations. · 31+ years loan experience: business, construction, real estate, mortgages, SBA, etc. · 11+ years Financial Institution President, C.E.O. & Director. · 24 years of mortgage lending including 6+ yrs director for a mortgage company. · 15+ years of leadership in banking trade associations at the state and national levels. · Court approved expert witness in all areas including commercial, construction and real estate lending, operations, director/officer duties, fraud and others. EXPERT WITNESS INFORMATION · 60+ nationwide cases in last 3 year working both for defendants and plaintiffs—banks and non-banks. · Over 16 years of in-house, industry, and outside expert witness experience including testimony before government committees, government agencies, Federal and state courts and the IRS. · Prepared reports, findings and affidavits for Federal and state courts. · 25+ depositions taken and 10+ Federal and state court appearances in the last 6 yrs. · Clients have included FDIC, State of California, Bank of America, Washington Mutual, Viacom, Bank One, Long Beach Mortgage Co., EMC Mortgage Co., O’Melveny & Myers LLP, Sheppard, Mullin, Richter & Hampton LLP, Gibson, Dunn & Crutcher LLP, Arthur Andersen LLP, etc. · Approximately 40% of my cases are for financial institutions, 40% are against a financial institution and 20% do not involve a financial institution. ABBREVIATED RESUME WORK HISTORY October 1995 to present, Expert Witness ~ B & F Experts, Inc. April 1998 to February 2000 Senior Vice President ~ Preferred Bank June 1995 to April 1998 First Regional Bank June 1990 to June 1997 Founder & Director ~ ICBA Mortgage Co. Monitored planning, policies, contracts and marketing for this company that provided all levels of mortgages for SFR and manufactured housing through over 1000 financial institutions in all 50 states. November 1994 to November 1995 Organizer ~ Pacific Coast Bankers’ Bank April 1983 to October 1994 President, C.E.O. & Director ~ Marathon National Bank & Marathon Bancorp Started the bank in 1983. Developed and implemented all loan, operation, compliance, administration and internal audit policies, procedures, guidelines, documentation and systems. Member of all committees. January 1982 to March 1983 Regional Vice President ~ The Bank of Orange County August 1977 to January 1982 Vice President ~ Imperial Bank June 1967 to August 1977 Bank of America EDUCATION Certificate of Graduation, Pacific Coast Banking School, Univ. of Wash., 1982 Post-graduate work, UCLA, 1973, 1974 Bachelor of Science, UCLA, 1970 PUBLISHED ARTICLES – 5 Articles PROFESSIONAL ORGANIZATIONS Director & Past Pres. of CA Independent Bankers-IBAA representing 160+ CA financial institutions Past Director of the Independent Community Bankers Assoc. (ICBA) representing 5000+ financial institutions Chairman and/or member of ICBA Bank Service Committee Member of CA Department of Financial Institutions Implementation Industry Task Force Member/Chairman of Real Estate Committee for the California Bankers Assoc. | |||||||||||||||
| Area(s) of Practice: | |||||||||||||||
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Banking Bankruptcy Commercial Real Estate Finance Mortgages | |||||||||||||||
| States Serviced: | |||||||||||||||
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Nationwide | |||||||||||||||